Personal BoD Conversion Book and Disclosure Packet

Account Access and Services

Electronic Monitoring and Alerts

ATM and Debit Cards

Our online and mobile banking services give you the opportunity to customize account alerts. After March 11, you will need to re-establish any alerts you had at Bank of Denver through MidWest One Bank online or mobile banking. You can be notified via email, text message, or both if your account balance ever falls below a particular threshold or for other important events on your account. This service is free however text and data rates may apply.

You may continue to use your current Bank of Denver Visa® ATM or debit card for the foreseeable future. Your card will be replaced with a MidWest One branded Mastercard® debit card at a future date. The standard debit card daily limits will change on March 11, 2024, to $750 ATM cash withdrawals and $5,000 for card purchases. The standard ATM card daily limits will change on March 11, 2024, to $310 for cash withdrawals. MidWest One ’s online and mobile banking enables you to pay your bills, deposit checks, check your balance at a glance, receive alerts, manage your accounts, and more. On Monday, March 11, you may log in on the MidWest One online banking system or through the MidWest One Bank app. We will transfer your username to the MidWest One system. When you first log in, enter your existing username from Bank of Denver. We will provide you with your temporary password closer to March 11. You’ll be prompted to set up a new password and accept the terms and conditions. Mobile Deposit: You will have access to mobile deposit which will enable you to deposit checks up to $5,000 daily. If you do not currently use online banking, please contact us for assistance with enrollment and setting up your account. Your Bank of Denver payees, payments, and transfer information will carry over to MidWest One Bank. Your bill payment history will not carry over to MidWest One Bank. If you would like your recent bill payment history, please contact us at 303.572.3600 before March 7. Please check your payee and payment information for accuracy when you log in for the first time on or after March 11. Online and Mobile Banking Bill Pay and Recurring Payments and Transfers

Electronic Statements

MidWest One offers online secure electronic state- ments at no charge to you. By enrolling in electronic statements you will be able to view your statements faster, cut down on clutter, safeguard your private information, and “go green” by reducing waste.

Telephone Banking

You may continue to use the current Bank of Denver telephone banking service until March 8. When you call on or after March 11, call the MidWest One Telebanc service at 1.800.832.9322. The first time you call on or after March 11, you will need to use the last four digits of your Social Security Number to access Telebanc. You will then be prompted to change the PIN to something of your own choice.

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