Personal BoD Conversion Book and Disclosure Packet

What You Should Know

What You Should Know

Direct Deposit, ACH, and Automatic Payments

We are bringing two strong community banks together. This enables us to offer you the best of both banks. Any changes in account terms are specified in this guide. Account andtermschangeswill beeffectiveMonday, March 11, 2024. MidWest One offers a variety of banking options and benefits. If you wish to change the type of account you presently have to a different MidWest One account, simplycall or stop in afterMarch11 .We’realwayshappy to visit with youabout thedifferent types of accountswe have available and to help you choose the best one for you. If you have questions, you may continue to call your local bank office. See a list of locations and phone numbers on page 19 of this guide. You may also visit https://www.thebankofdenver.com for answers to frequently asked questions. Thank you for trusting us to continue to serve your banking needs! You may continue to use your existing supply of Bank of Denver checks until they are gone. When it is time to reorder, please contact your local bank office or call our Service Center for assistance. If you order checks through another vendor, you must provide the new routing number 073901233 when you place your next order after March 11, 2024. Read pages 10 to 16 to view how Bank of Denver checking accounts will transition to new corresponding MidWest One Bank checking accounts. Checks and Checking

If you have direct deposit, ACH, or automatic payments set up on any of your accounts, they will continue to occur as previously established. If you set up new direct deposit, ACH, or automatic payments after March 11, 2024, use the new routing number 073901233.

The MidWest One routing number can also be found on MidWest One checks, as shown here. Some companies may require you to complete a new authorization form and provide them with a voided check when setting up new entries.

Account Numbers

In most cases checking account numbers will not change. A small number of accounts were identified as having a duplicate account number. To avoid compromising data privacy, we issued new account numbers as necessary. Customers affected by duplicate account numbers were previously notified. If you did not receive a prior notification, your account numbers were not impacted.

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