Core Income Enrollment Booklet

We create portfolios with a dynamic blend of strategic asset allocation and tactical management that moves past the simplistic core / satellite structure. By overlaying these two distinct approaches, we maximize the strengths and limit the weaknesses of each. The result is a highly effective method of investing in today's complex markets. ever-changing landscape, giving you a fully diversified portfo- lio that can take advantage of upward trends while limiting exposure to declining markets. Premise Capital ® has a unique way of manag- ing today’s market environment with a more nimble invest- ment approach that goes above and beyond today's most common strategies. We blend the strengths of traditional strategic allocation with tactical management and real-time decision making. Our dynamic portfolio strategy, Frontier Based Tactical™, is designed to evolve and adapt to the

Our philosophy is rooted in three key principles:

Strategic asset allocation provides important benefits when it comes to portfolio diversification and overall efficiency. Tactical management gives us the ability to adjust a portfolio’s asset allocation to reflect changing expectations in today's investment climate.

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Creating a mathematically based portfolio that can achieve both of the above serves investors best.

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Methodology Frontier Based Tactical TM is a proprietary process developed by Premise Capital that is based on the unique combination of traditional strategic asset allocation and our dual tactical shift strategy. The result is a family of fully diversified portfolios that have been carefully constructed with the goal of participating in upward trends while limiting exposure to declining markets.

We design a strategic allocation plan utilizing advanced concepts in portfolio theory.

Then we apply our algorithms with tactical shifts that over or underweight the exposure to each asset class, depend- ing on current return expectations. This creates a new efficient frontier that reflects the forward looking views for each asset class.

At the same time, we make a second level of tactical shifts along that efficient frontier to adjust overall exposure to risk.