Business BoD Conversion Book and Disclosure Packet

Treasury Management Services

ACH Services*^

The Automated Clearing House (ACH) system is an electronic network that processes large volumes of credit and debit transactions in batches. Payments and transfers made between accounts, anywhere in the country, can be handled by the ACH system.

Positive Pay*

Positive pay provides an effective and practical business solution that helps you guard against check and/or ACH fraud. This service delivers protection on a daily basis against losses due to fraudulent payments and the presentation of unauthorized items to MidWest One Bank.

Sweep Account Solutions

Our sweep account solutions can maximize available funds for your investment and borrowing needs, saving you valuable time by cutting down on daily deposit management.

Wire Services*^

Our Online Cash Manager service gives you the ability to quickly and securely initiate wire transactions to a non-MidWest One Bank account. Online wires may be either domestic or international, both repetitive and non-repetitive. * Requires enrollment in Business Online Cash Manager ^ Product enrollment subject to credit approval

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