Personal BoD Conversion Book and Disclosure Packet

MidWest One Bank Disclosure Packet

Table of Contents

Privacy Policy Terms & Conditions of Your Account Electronic Transfers : Your Rights and Responsibilities

Funds Availability Substitute Checks Truth In Savings COMMON FEATURES Please refer to our separate fee schedule for additional information about charges.

We reserve the right to require not less than 7 days' notice in writing before each withdrawal from an interest-bearing account other than a time deposit or demand deposit, or from any other savings account as defined by Regulation D. (The law allows us to reserve this right, but it is not our general policy to use it.)

Truth In Savings Account specific disclosures

Free Checking Account Power Checking Account Connections Club Account Relationship Checking Account Power Savings Account Consumer Savings Account

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Club One Account

Money Market Account

Occasional Overdraft Privilege Service Guidelines (OOPS)