Personal BoD Conversion Book and Disclosure Packet

Guide to MidWest One Bank Accounts

Personal Savings Accounts Effective March 11, 2024 If you prefer, you may select a different savings account after March 11, 2024. To change your account, please contact us at 303.572.3600 or stop by your local office.

These Bank of Denver accounts:

Will become these MidWest One accounts:

Consumer Savings

Dormant Regular Savings E Savings Employee Savings

• Minimum Opening Deposit $100 • Minimum Balance of $100 daily • Monthly Service Charge of $2 if minimum balance requirement is not met. • Interest compounded monthly and credited each monthly statement cycle • An activity service charge fee of $10 per statement cycle if more than six withdrawals See the enclosed disclosure packet for full Truth in Savings disclo- sure. • Minimum Opening Deposit $1,000 • Minimum Balance of $1,000 daily • Monthly Service Charge of $8 if minimum balance requirement is not met. • Earn a tiered interest rate paid monthly on balances of: $0.00-$9,999.99 $100,000.00-$249,999.99 $250,000.00 and above • Interest compounded monthly and credited each monthly statement cycle • An activity service charge fee of $10 per statement cycle if more than six withdrawals $10,000.00-$24,999.99 $25,000.00-$49,999.99 $50,000.00-$99,999.99 Money Market

Regular Savings Glaziers Vac Fund

MMDA Personal Dormant MMDA Account

See the enclosed disclosure packet for full Truth in Savings disclosure.

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