Personal BoD Conversion Book and Disclosure Packet

Guide to MidWest One Bank Accounts

These Bank of Denver accounts

Will become this MidWest One account:

Check Safekeep Reg Dormant Checking Account E Checking Account E Employee Checking Account Employee Account Estate Regular Regular Account Special Emp Account Trust Account

Free Checking

• Minimum Opening Deposit $25 • No Minimum balance

• No Monthly service charge • No Excess withdrawal fee • A $2 ATM withdrawal fee will be assessed for each ATM transaction at any ATM not owned by MidWest One Bank • No initial set up or monthly fee for standard Debit card • Paper statement fee $3 per statement, no fee if enrolled in electron- ic statements. To allow for enrollment, the paper statement fee is waived for the first statement cycle.

See the enclosed disclosure packet for full Truth in Savings disclosure.

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