3-4_Understanding-Why Participate.ai

Choose the Right Strategy

Now that you have an understanding of the basics of investing, let’s use this knowledge to choose an investment line-up that works for you. You have two options: have a professional manage your account for you or select and manage your own investments.

You Choose and Manage

You Choose a Managed Portfolio

ATArchitect Manages for You

A hands-on approach to investing.

Actively managed for you.

Tactically managed for you.

• Enjoy researching investments, reading prospectuses, and matching individual funds to your goals

• Don’t have the time to manage your investments

• Are not confident in making investment decisions and want decisions made for you • Are comfortable with someone making necessary adjust ments for you made when risk levels change • Want your account reviewed and automatically have your investments reallocated to the most appropriate fund

• Prefer investment profession- als to allocate your funds, but you can still monitor your account and make changes to your risk level when needed • Comfortable in choosing a portfolio that best fits your risk level and time horizon • Prefer all research, trades, balancing, and all transational activities be made for you If you choose a managed portfolio, click here to determine which portfolio is best for you.

• Have the time to monitor your portfolio

• Are confident in your abilities to build your own portfolio mix, diversify your investments, and use asset allocation effectively

• Are comfortable making decisions when buying and

• Prefer to see results without doing the work

selling your funds, and rebalanc- ing your account during times of market volatility

If you choose ATArchitect ® , click here to complete the form.