Core Income Enrollment Booklet

American Trust Fund LineUp Re�rement ‐ Index

As of 3/31/2018

Expense Ra�o

Ticker

1 Mo

Qtr

YTD

1 Year

3 Years

5 Years

10 Years

US OE Large Growth

—

‐2.33

2.30

2.30

20.41

10.64

13.81

9.87

1.11

TIAA‐CREF Large‐Cap Gr Idx Instl

TILIX

‐2.73

1.42

1.42

21.19

12.83

15.46

11.27

0.06

US Fund Large Blend

—

‐2.12

‐0.98

‐0.98

12.82

8.89

11.72

8.58

0.97

Vanguard 500 Index Admiral

VFIAX

‐2.55

‐0.77

‐0.77

13.95

10.75

13.27

9.49

0.04

US Fund Large Value

—

‐1.93

‐2.55

‐2.55

9.07

7.65

10.32

7.66

1.02

TIAA‐CREF Large‐Cap Value Idx Inst

TILVX

‐1.75

‐2.86

‐2.86

6.88

7.83

10.72

7.72

0.06

US Fund MidCap Growth

—

0.03

2.15

2.15

18.34

8.28

11.94

9.39

1.20

Vanguard Mid‐Cap Growth Index Admiral

VMGMX

0.09

1.62

1.62

15.58

7.26

11.82

9.41

0.07

US Fund MidCap Blend

—

‐0.14

‐1.03

‐1.03

10.13

6.51

10.43

8.88

1.09

Columbia Mid Cap Index Inst

NMPAX

0.93

‐0.85

‐0.85

10.72

8.71

11.72

10.71

0.20

US Fund MidCap Value

—

‐0.47

‐2.21

‐2.21

7.30

6.75

10.06

8.87

1.13

Vanguard Mid‐Cap Value Index Admiral

VMVAX

‐0.28

‐1.36

‐1.36

9.53

8.40

12.39

10.63

0.07

US Fund Small Growth

—

1.17

2.28

2.28

18.07

8.77

11.88

10.28

1.27

Vanguard Small Cap Growth Index Admiral

VSGAX

1.51

2.09

2.09

17.39

8.12

11.44

10.92

0.07

US Fund Small Value

—

0.87

‐2.75

‐2.75

5.71

6.67

9.10

8.74

1.30

Vanguard Small Cap Value Index Admiral

VSIAX

0.81

‐2.07

‐2.07

7.35

7.96

11.66

10.23

0.07

US OE Interna�onal

—

‐0.85

‐0.79

‐0.79

16.08

5.93

6.36

2.75

1.15

TIAA‐CREF Interna�onal Eq Idx Instl

TCIEX

‐0.65

‐0.74

‐0.74

15.40

5.92

6.71

2.97

0.06

US Fund Diversified Emerging Mkts

—

‐0.73

2.01

2.01

22.90

8.23

4.45

3.03

1.41

—

Fidelity® Emerging Markets Idx Premium

FPMAX

‐0.34

2.19

2.19

25.49

8.82

5.30

0.13

US Fund Alloca�on50% to 70% Equity

—

‐0.90

‐1.26

‐1.26

7.78

4.89

6.55

6.06

1.15

Vanguard Balanced Index Adm

VBIAX

‐0.93

‐0.88

‐0.88

8.74

6.65

8.52

7.58

0.07

US Fund ShortTerm Bond

—

0.09

‐0.34

‐0.34

0.73

1.07

1.00

2.18

0.76

Vanguard Short‐Term Bond Index Adm

VBIRX

0.26

‐0.51

‐0.51

0.17

0.69

0.86

2.03

0.07

US Fund IntermediateTerm Bond

—

0.43

‐1.31

‐1.31

1.31

1.27

1.73

3.80

0.77

Vanguard Total Bond Market Index Adm

VBTLX

0.63

‐1.47

‐1.47

1.12

1.12

1.73

3.57

0.05

Stable Value Category Average*

— — — — — — — — — — 0.18 0.52 0.52 1.96 1.75 1.60 1.82 0.21

American Trust Stable Value

Past performance may not be indica�ve of future results. *Listed Expense Ra�o represents the fees paid to the underlying fund. Incep�on date for the Admiral shares of the Vanguard Mid‐Cap Growth, Mid‐Cap Value, Small Cap Growth, and Small Cap Value is 9/27/2011. Returns prior to that are from the fund's oldest share classes. For a prospectus on the underlying fund of the Por�olios, contact American Trust & Savings Bank, 563‐582‐1841. You should read the prospectus, if available, carefully before inves�ng.