CONLON CONSTRUCTION COMPANY 401(K) PROFIT SHARING PLAN

Choose the Right Strategy

When it comes to investing, it’s good to have options.

Investment Options ActivePlatform

InvestmentChoices

Choose and Manage Your Own

OppenheimerDevelopingMarkets HartfordSmallCapGrowth T.RowePriceMid-CapGrowth T.RowePrice LargeGrowth ColumbiaMidCap Index MFS Instl InternationalEquity PrudentialSmall-Cap Value Victory Sycamore Established Value Vanguard500 IndexAdmiral AmericanBeacon Large Value American FundsAmericanBalanced BlackrockHigh YieldBond LoomisSaylesCorePlusBond VanguardShort-Term Inv-GradeAdmiral American TrustStable Value

HigherRisk

Hands on Approach to Investing

Reward

• Enjoy researching investments, reading prospectuses, and matching individual funds to your goals

LowerRisk

Investment Facts

The following pagesdetail the investments that youmay choose to invest in your retirement program.Whenmaking investment decisions, consider the length of time until retirement,other investments (i.e.mutual funds,CDs, spouse’s retirementplan), andhowmuch risk you arewilling to take.

• Have the time to monitor your portfolio

• Are confident you can build your own portfolio mix, diversify your investments, and use asset allocation effectively

895MainStreet,Dubuque, IA52001 800.548.2994 americantrustretirement.com

View the list of funds available to you.

• Are comfortable making decisions when buying and selling funds, and rebalancing your account during times of market volatility

Select a Portfolio

Actively Managed for You

• Don’t have the time to manage your investments

• Prefer investment professionals to allocate your funds, but you can still monitor your account and make changes to your risk level when needed

• Comfortable in choosing a portfolio that best fits your risk level and time horizon

Determine which portfolio is best for you.

• Prefer all research, trades, balancing, and all transational activities be made for you