Business BoD Conversion Book and Disclosure Packet

Account Access and Services

ATM and Debit Cards

Electronic Monitoring and Alerts

You may continue to use your current Bank of Denver Visa® ATM or debit card for the foreseeable future. Your card will be replaced with a MidWest One branded Mastercard® debit card at a future date. The standard debit card daily limits will change on March 11, 2024, to $750 ATM cash withdrawals and $5,000 for card purchases. The standard ATM card daily limits will change on March 11, 2024 to $310 for cash withdrawals. MidWest One ’s online and mobile banking enables you to pay your bills, deposit checks, check your balance at a glance, receive alerts, manage your books, and more. Online Banking: Your business online banking access will convert to MidWest One ’s Business Online Cash Manager service on March 11. More information will be provided to you prior to March 11 to assist you with logging in for the first time. Introducing Mobile Banking: After you’ve logged in on the website for the first time, download the MidWest One mobile banking app and login with your established username and password. You will have access to mobile deposit that will enable you to deposit checks up to $10,000 daily. If you do not currently use online banking, please contact us for assistance with enrollment and setting up your account. Business Bill Pay–New! MidWest One Offers Business Bill Pay to Business Online Cash Manager Customers free of charge. To enroll in Business Bill Pay after March 11, click on the Bill Pay Enrollment link within Business Online Cash Manager or contact your local office. Online and Mobile Banking

Our online and mobile banking services give you the opportunity to customize account alerts. After March 11, you will need to re-establish any alerts you had at Bank of Denver through MidWest One Bank online banking. You can be notified via email, text message, or both if your account balance ever falls below a particular threshold or for other important events on your account. This service is free however text and data rates may apply. MidWest One offers online secure electronic statements at no charge to you. By enrolling in electronic statements you will be able to view your statements faster, cut down on clutter, safeguard your private information, and “go green” by reducing waste. You may continue to use the current Bank of Denver telephone banking service until March 8. When you call on or after March 11, you will be redirected to the MidWest One Telebanc service at 1.800.832.9322. The first time you call on or after March 11, you will need to use the last four digits of your Social Security Number to access Telebanc. You will then be prompted to change the PIN to something of your own choice. Telephone Banking Electronic Statements

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