Business BoD Conversion Book and Disclosure Packet

Contents

Welcome to MidWest One Bank! Your guide tobusinessproducts andservices to helpyouprepare for the transitionof Bankof Denver toMidWest One BankonMarch11, 2024. Dates provided in this guide may be subject to change. We will notify you in the event of changes to key dates listed.

Contents Timeline and checklist What you should know

4 5 5 6

Checks and checking

Our Mission

Account access and services

Take care of our customers and those who should be..

Certificates of deposit

10 10 10

Our Vision

Loans

Convenience services

To be the preeminent relationship-driven community bank where our expertise and proactive approach generate meaningful impact for our stakeholders.

Treasury management services

11

Guide to MidWest One bank accounts

12–14

Our Values and Operating Principles

Business service fees

15 16

• Expertise: Learn constantly so we can continually improve • Integrity: Always conduct ourselves with the utmost integrity • Teamwork: Work as one team • Talent: Hire and retain excellent employees • Results: Generate impact for our stakeholders

Safe deposit box Fees

Commitment to customers and communities

17

Locations

18-19

Changes to policies and disclosures

20–21

• Funds Availability