Business Banking Booklet 2020

Loans and Lines of Credit

Whatever your credit needs may be, we have a solution for you at MidWest One . You can trust that a commercial banker will build a long-term relation- ship with you to understand your business and help you achieve your goals.

Business Line of Credit

An operating line of credit can help you be prepared for changing business and cash flow cycles. Once approved, you can access your line of credit when- ever you need it, pay interest on what you use, and repay the principal when it works for you.

technology, we have the resources and expertise to maximize your potential.

Equipment Loans

Business Aquisition Loans Business is about opportunity, and sometimes growing your business is all about acting quickly in the moment. MidWestOne is able to support merg- ers and aquisitions transactions with the appropri- ate financing and the attention to detail this kind of business growth requires. Agriculture is one of our communities’ most import- ant industries. We understand its challenges and demands, and we want to see our local farmers and agribusinesses succeed in an arduous, seasonally driven industry. Talk to one of our Ag-Commercial bankers for operating loans and lines of Credit, livestock loans, equipment and facilities leases and loans, and farm real estate loans. We’re happy to customize a loan to meet your immediate and long- term needs in all things agricultural. Our lenders specialize in Iowa Agricultural Development Author- ity Loans (IADA), Iowa Financing Authority Loans, Farm Service Agency Loans (FSA), and guaranteed farm loans. Agricultural Loans

Keeping up with the latest equipment and tech- nology can be a challenge. At MidWest One , we are personally committed to your business success, offering affordable loans to purchase or repair the equipment you need. Plus, we make our own lending decisions and service our own loans for fast, trustworthy results. Ask any of our lending special- ists to tailor a lending program that works for you and your budget. Every business needs the right space in which to thrive. That’s why we offer our business clients a number of commercial real estate loans. We prom- ise competitive rates with flexible terms to meet any budget. Whether you want to build from the ground up or purchase an existing property, our experts are here to guide you through the process. Development Loans MidWestOne prides itself with supporting business- es that are ready for growth. Whether you need to expand your facilities, hire and train more employ- ees, add new equipment or upgrade to the latest Commercial Real Estate Loans